BHHS Commonwealth Real Estate
Laura Schindler, BHHS Commonwealth Real EstatePhone: (617) 921-2920
Email: [email protected]

Home modification basics & financing options

by Laura Schindler 04/29/2023

Uploaded Image

A home modification is a specific type of remodel or renovation meant to help increase accessibility and safety in your home. There are many types of home modifications including addition of ramps, elevators and handrails. 

Here are some more facts about home modifications to help you understand the basics:

What is home modification?

Home modifications are made for individuals with disabilities to meet specific requirements under the Americans With Disabilities Act, or ADA. 

While ADA regulations primarily apply to businesses and public properties, home modification helps elders and people with disabilities live independently or in safe conditions.

How a home modification works

The scope and cost of a home modification depends on the individual property and resident's needs. For example, you could install safety bars on the walls in the bathroom for a few hundred dollars over thousands installing a wheelchair accessible shower.

Depending on the size of the project, financing options are available. 

The American Housing and Home Remodeling Association is the largest resource in the country offering education, training, courses and support. You may also be able to obtain a special renovation loan to cover the expense of your changes.

Evaluating your needs

Before any home improvement changes, consider all of your needs room by room. Some changes are simple, like adjusting the height of furniture and shelving. 

However, if you have an older home with narrow doorways and stairwells, making them accessible is a much larger project to plan for.

Budgeting for home modifications

A clear understanding of your particular accessibility needs will be the best place to begin when budgeting for home modifications. To get started, you can consult the ADA's official guidelines for accessible design. 

Once you have an idea of the cost associated with your project, contact a professional contractor for a quote.

Uploaded Image

Some contractors may offer reduced rates for qualifying elders and people with disabilities. You can also apply for a home renovation assistance loan through various lenders to fund your improvements.

About the Author
Author

Laura Schindler

Dedicated to providing the highest quality service to all Buyers and Sellers

Certified in both Buyer and Seller Brokerage

Skilled in successful client negotiation

Specialist in all areas of Residential Sales Relocation Expert New Construction Specialist Rental Expert Recipient of multiple sales recognition awards

Committed to full service and personal attention Excellent choice as your Realtor®

My goal as a Real Estate professional is to provide the highest level of service for my clients. I feel that it is important to provide an array of information regarding all of your Real Estate needs. You will find on my website a wide selection of inline tools which can be used to provide you with the most current Real Estate information. I am here to help you every step of the way. You can count on me.

I welcome the opportunity to represent you in the sale or purchase of your home.